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Authorized and reputational risks go beyond these related to digitalisation and ICT-related risks as nicely as ML/TF risks, and embody reputational harm for the banks concerned. Risks associated to the implementation of restrictive measures in connection with the Russian struggle of aggression in opposition to Ukraine continue to be a precedence for banks. Primarily Based on the RAQ outcomes, banks appear to attribute decreasing significance to ML/TF risk, with 13% settlement that it’s a primary driver of operational danger (18% agreement in autumn 2023). The EBA in January printed a first set of rules under DORA aimed at enhancing digital operational resilience by strengthening financial institutions’ ICT and third-party risk management and incident reporting frameworks.